Personal Finance · Compound Growth

Roth IRA Projector

Project a Roth IRA across compounding decades. Adjust the inputs, see the curve, plan the next forty years.

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Inputs

IRS caps: $7,000 under 50, $8,000 if 50+. Overage is dropped automatically.

Projected balance at age 65

$1,163,513

After 35 years contributing at 7% assumed annual return.

Your contributions$245,000
Investment growth$906,513
Starting balance$12,000
$1.2MAge 30Age 65
BalanceContributions

Heads up. Projection only — does not model tax law changes, income phase-outs, sequence-of-returns risk, or fees. Roth IRA contributions phase out at higher MAGI levels; consult a financial professional before acting.